What type of UK home insurance do you need?

Unknown to many, there is more than one type of home insurance in the UK. Know the differences to make a decision

16:40 16 December 2012

There are different types of UK home insurance that you can choose from, based on your budget and your needs. Some of them are the following:

House insurance is one of the best things that every home owner should invest in. Although this will add to your monthly bills, it will give you a sense of security and peace of mind.

This relates to knowing that should fire or flood occur in your area, your insurance policy can cover the costs and damages.

House or building insurance is the most popular type of home insurance not just in UK, but in many other countries.

This type of insurance can provide cover for the value of your house or building in the event of a disaster, like a flood or fire.

Home Contents Insurance is another type of cover that is worth serious consideration, especially if you have several valuables in your home. The policy will typically cover your furniture, clothing, electronics, etc.

In case of fire, flood, or theft, your insurance company can pay a specific amount of money to you.

Tenant Home Insurance is best if you’re renting properties. This can provide cover the property you’re renting in case of fire, theft, vandalism, etc.