Useful tips to save on travel insurance

Travel insurance is a must if you want a worry-free trip; it will cover unforeseen expenses while you’re travelling.

11:02 08 January 2013

There are so many things that you need to consider when travelling. One must-have is travel insurance. Having this will give you peace of mind knowing that should you get ill, or if some of your things were stolen, you’ll have something to protect you.

Here’s how you can save on travel insurance:

1.    Check with your credit card company.  A lot of credit card companies are offering different perks in order to get your business. Before you buy travel insurance, check with them first. Some may cover you for free as long as you use your credit card while traveling.

 

2.    Check with your home insurance company. If you have home insurance in place, it’s worth checking them out as well. Some insurance companies offer worldwide umbrella protection. Check with your broker and re-visit your policy.

 

3.    Multi-trip travel insurance. If you travel a lot, you’ll be able to save quite a lot if you get multi-trip insurance instead of buying one every time you travel. You can also get family travel insurance if you’re traveling with your family.

 

4.    Shop and compare. There are several companies offering travel insurance. Before you buy, ensure that you shop and compare not just the prices but scope of coverage as well to make sure that you’ll get exactly what you need.