Travel insurance policy FAQs part 2

Read on and get more answers to travel insurance-related questions.

12:21 03 July 2013

Question: Will my pre-existing medical condition be covered?

Answer: Different insurers will have different answers to this question. While others will provide cover for this, some will not. Thus, it’s important that you talk to your insurerand clarify this before you take out the policy. Never assume as this may cost you a lot later on.

Question: Can I cancel my policy?

Answer: Yes, most insurers will allow you to cancel the policy within 14 days of purchase. Again, to make sure, ask your insurer about this first before you pay. Ask about conditions and restrictions. Some insurers may charge you for cancelling after a certain date.

Question: How do I make changes to my policy?

Answer: Making changes to your policy can be done by simply calling your insurer. Keep in mind that upgrades or adding another person to your policy could cost you more money.

Question: Why are policies cheaper compared to others?

Answer: Different insurers employ different marketing strategies to get more business. One of their strategies is to offer competitive rates.

However, before you go with the cheaper policy, check the level of coverage first and compare it with other policies. This is to ensure that you’ll get great value for your money and that you’re well-protected.