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Credit cards allow you to spend money you do not even have, making them one of the worst debt traps ever.
If you survey a group of people; maybe your peers or strangers, you will realise that some have no clue about the number on their credit score.
For your credit rebuilding to succeed, you need to devise your plan of action on how you can do it successfully.
Students often only focus on their studies and colleagues, and pay less attention to how they go about spending money.
