15:19 25 February 2013
When you’re over 50 and you’re taking out car insurance, different insurers can give you different quotes. While some may reward you for being an experienced driver at this point in your life, others may find you a riskier driver compared to younger drivers.
That is why it’s important that you check out what’s being offered out there and at what price. Don’t just sign up with your current insurer the moment your policy is up. Instead, take the time to do your research and compare not just their prices but also their services.
Of course, you would want insurers that will reward you for being an experienced driver. Insurers will do so if you have squeaky-clean driving record. This means no speeding tickets, no prior accidents, and has made no claims.
Also, stick with companies with higher customer satisfaction. This means that they put their customers first and that they’re committed to making you happy. Ask around and check their reputation online.
As for the premiums, cheapest isn’t necessarily the best all the time. You may get cheaper premium but the coverage maybe limited. If you want to save, get a policy that offer the only coverage that you need.